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Hdfc bank job | Business And Sme Loans Relationship manager Job | latest private bank jobs

Relationship manager

Business And SME Loans

Job Description


Develop strong relationships with SME customers in your designated area
Achieve defined targets for individual products like working capital (WC), bank guarantee (BG), LC (letter of credit), overdraft (OD), DOD (demand overdraft), trade forex, TOD
Process loan applications by liaising with bank's credit, legal, operations teams
Monitor delinquency rates of your portfolio

Ensure that customers use their boundaries
roles and responsibilities

1. Business Development


Engage with branches in your catchment area through visits and activation
Scope out potential customers and help your branches in building your customer base
Conduct marketing activities in your allotted branches and catchment areas

2. Facility proposal processing


Assistance in approving proposals for account opening, legal and evaluation approvals

3. Relationship Management:


Maintain a high level of engagement with customers
Take stock statement
Visit customers on a quarterly basis and document travel basis
Monitor upcoming proposals for renewal

4. Delay Management


Monitor your customer service records
Recover excess EMI payments
Take action against delinquent customers

5. Cross-sale


Cross-Sale Assets and Liabilities Products
Expertise and quality
B.Com/M.Com, CA / MBA degree required
2 to 4 years of relevant work experience
Good analytical and relationship management skills
Ability to read, understand and analyze financial statements

Expertise and quality

- B.Com/M.Com, CA / MBA degree required - 2 to 4 years of relevant work experience - Good analytical and relationship management skills - Ability to read, understand and analyze financial statements


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